Use your phones camera to scan and download the OPay app
We are
Beyond Banking
We are Beyond Banking
OPay offers secure, easy, and affordable financial solutions. Enjoy fast transactions, incentives, and a reliable debit card. Simplify your finances and payments, all on one efficient platform.
With mission to make financial services more inclusive through technology, OPay is dedicated to providing secure, easy to use & affordable financial services with super fast user experience, amazing incentive package on transfer/airtime & data top-up, innovative product to use as balance with amazing daily interest, reliable debit card with no charge and best resolution experience etc. With OPay account, you can have full control of your finances, payments & transactions with ease, all on one platform! Yes, OPay is your one-stop payment services platform and more.
Our Services
Fund your Account, Make Transfers, Pay Bills
Live life on your own terms! Add money to your OPay wallet and transfer to other bank accounts for free. Enjoy bonuses on airtime & data top-ups and fast bill payments at no extra charge.
OPay Debit Cards, Your Passport To The World
Get your OPay Debit Card instantly at select OPay agent stores or apply via the OPay app. Enjoy secure, fast, and convenient payments with zero maintenance fees for active cards! The OPay Debit Card is accepted at any ATM, POS, or online.
OWealth
With OWealth, you can get amazing daily interest on your funds while having full access and control of the money. Make transactions at any time without affecting your interest! Powered by OPAY MICROFINANCE BANK LIMITED
Here is what
our customers think Here is what our customers think
Your Security and Privacy is our priority
Advanced Fraud Detection
Your data is stored and encrypted using strong cryptography. We scan our systems daily against security threats.
Security Product Safe Transactions
We are compliant with PCI DSS. Your transactions are always encrypted and secured.
Security Product
Quick dial *955*131# or *955*132# to lock account or card if stolen or misplaced
Customer Satisfaction, Our Priority
we are here for you to provide 7*24 quick customer service, visit our in-app customer service center or physical customer service center or send us message via official social medias or calll us via hotline as below
0700 8888 328 OR 020 18888 328 (App & Card queries)
0700 8888 329 OR 020 18888 329 (POS Business queries)
