We are
Beyond Banking

We are
Beyond Banking

OPay offers secure, easy, and affordable financial solutions. Enjoy fast transactions, incentives, and a reliable debit card. Simplify your finances and payments, all on one efficient platform.
With mission to make financial services more inclusive through technology, OPay is dedicated to providing secure, easy to use & affordable financial services with super fast user experience, amazing incentive package on transfer/airtime & data top-up, innovative product to use as balance with amazing daily interest, reliable debit card with no charge and best resolution experience etc. With OPay account, you can have full control of your finances, payments & transactions with ease, all on one platform! Yes, OPay is your one-stop payment services platform and more.
Easy Account Opening

Instant account opening with amazing welcome bonuses

Instant Transfer

Instant transfer with 100% successful rate to all banks in Nigeria anytime

Airtime/Data Top-up with Cashback

Up to 6% instant cashback on airtime/data top-up every time

Instant and Free Debit Card

Apply and get a card instantly at select OPay agents or apply via the OPay App.Enjoy 10 free ATM withdrawals monthly and zero mainetance fee

Owealth with amazing daily interest

Owealth use as balance with amazing daily interest

Quick Customer Service

7*24 accessible and quick resolution via online and physical customer service channels

Our Services
Fund your Account, Make Transfers, Pay Bills
Live life on your own terms! Add money to your OPay wallet and transfer to other bank accounts for free. Enjoy bonuses on airtime & data top-ups and fast bill payments at no extra charge.
OPay Debit Cards,
Your Passport To The World
Get your OPay Debit card at select OPay agent stores instantly or apply on the OPay App and enjoy 10 free ATM withdrawals monthly and zero card maintenance fees. The OPay debit card is accepted at any ATM or POS or web.
With Owealth, you can get amazing daily interest on your funds while having full access and control of the money. Make transactions at any time without affecting your interest!
Powered by BlueRidge Microfinance Bank
Use your phones camera to scan and download the OPay app
Available on iOS and Android
Here is what
our customers think
Here is what our customers think
OPay makes banking very easy for me; transfer of funds & transactions are seamless; I give OPay a solid 10/10.
Mr Malik (Customer)
I Love OPay! the network is very good...up to 100% network uptime and super fast & their customer service is quick, fast and efficient, complaints are resolved qucikly.
Mrs Benson (Agent)
OPay has been giving me joy since 2020! Ah, within one to two seconds, you will surely see the money transferred to you!
Mummy Habeeb (Agent)
I feel very satisfied with OPay's service, I've been using OPay for over 4 years and will definitely recommend OPay to my family & firends
Mr Adebayo (Customer)
To be sincere, I'm very happy with OPay, my money has never hanged before.. All my doubts and the rumours heard about OPay being not secure, are cleared now!
Mr Ogbonna (Farmer/Businessman)
I wrongly sent money to an account, but OPay resolved the issue for me in 15 to 30 minutes, I am very happy & comfortable that the issue was addressed so swiftly!
Mr Oyebadejo (Customer)
I am really impressed with OPay's quick customer service and their super fast complaint resolution! I definitely will recommend OPay to others
Ms. Robson (Student)
I Here's how excited our customers are about our service. Check out all the fun clips
OPay loyalty interview
Here's what our customers have to say about OPay! Click here to watch
OPay loyalty interview
Your Security and Privacy is our priority
Advanced Fraud Detection
Your data is stored and encrypted using strong cryptography. We scan our systems daily against security threats.
Security Product Safe Transactions
We are compliant with PCI DSS. Your transactions are always encrypted and secured.
Security Product
Quick dial *955*131# or *955*132# to lock account or card if stolen or misplaced
Customer Satisfation, Our Priority
we are here for you to provide 7*24 quick customer service, visit our in-app customer service center or physical customer service center or send us message via official social medias or calll us via hotline as below

0700 8888 328 OR 020 18888 328 (App & Card queries)

0700 8888 329 OR 020 18888 329 (POS Business queries)

Agent Network
OPay Office
HQ:Alexander House, Plot 9, Dr.Nurudeen Olowopopo Avenue, Alausa, Lagos
OPay Office Address
ABUJA:Uyk Hexahub Plaza, Balanga Cresent off Uke Street by Bolton White Hotel, opposite Hawthrone Suites, Garki 11, Abuja
LAGOS, ALLEN IKEJA:No 103 Mosesola House, Allen Road, Ikeja Lagos
LAGOS, FESTAC:Plot 3084, 24 Sky Castle Plaza, Festac Access Road, beside Santiago hotel, Festac Town, Lagos
LAGOS, IKORODU:No. 132B Lagos Road, Ikorodu Jumofak Bus Stop, Ikorodu, Lagos State
ABEOKUTA:Dolly House Opposite Laroy Hotel, Abiola Way
IBADAN:Tricennial House, 189B, Fajuyi Road, Beside Ideal Consult, Opposite Thermocool Showroom, Along Adamasingba Road, Eleganza, Ibadan
JOS:Thilda's Center, Shop 12 Opposit Gig Logistics Dadin Kowa 3Rd Gate Jos
KADUNA:Asd City Mall Katsina Road By Independent Way, Kaduna State
KANO:91/94 Ibrahim Taiwo Road Adjacent Azman filling Station, Fagge local government area, Kano
OSOGBO:KLM 3, Gbongan Ibadan expressway, opposite Fakunle Justrite Mall, Osogbo, beside MTN office, Osun State
BENUE:Chiventis Plaza, Atom Kpera OAD, Modern Market
AKWA IBOM:Plot 104 Nsikak Eduok Ave, Homelight Properties, After Full Life Christian Centre, Two Lane Uyo
IMO:No.138 Tetlow Road, off Lagos Street
ABIA:No 37 Okigwe Road, opposite Hotel De Ville Aba South LGA, Abia State
KOGI:No 36, 1BB Way, opposite Kogi State Revenue House, Lokoja, Kogi Stat
PORTHARCOURT:Plot 79 Evo Road, opposite Medicine Mart Pharmacy GRA Porthacout Rivers State
EDO:5, Dawson Road, Opposite Felona Hotel, Benin City Edo State
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