OPay gives you the freedom to make quick and easy payments, earn money, spend smart, and save more.
Pay Your Utility BillsMake your payments from the comfort of your homes or on-the-go. Pay for your cable TV, electricity, water, education, toll, tax, and more.
Fast & Secure TransferWith OPay, you can send money to other banks for free and receive money in real-time. All you need is a phone number to open an account.*
Connect with FriendsChat with family and friends on the app. Send money to them with zero charges through our wallet-to-wallet payment system.
Get Instant LoansNever get stuck as you can receive instant money into your wallet to complete your transactions when you have insufficient balance.
Offline BankingNo smartphone? No problem! Our USSD service is here to help you. Dial *955# on your phone to carry out any transaction.
SavingsStart saving smartly with any of our savings products and get up to 10% interest returns per annum. Withdraw your money at your convenience.
Goodbye to queues. OPay is the easiest and fastest way to make transactions and manage your finances without standing in long bank queues.