Use your phone camera to scan and download the OPay app.
We are
Beyond Banking
We are Beyond Banking
OPay offers secure, easy, and affordable financial solutions. Enjoy fast transactions, incentives, and a reliable debit card. Simplify your finances and payments, all on one efficient platform.
With a mission to make financial services more inclusive through technology, OPay is dedicated to providing secure, easy-to-use & affordable financial services. We offer super-fast user experience, amazing incentive packages on transfers and airtime/data top-ups, innovative products that earn amazing daily interest on your balance, reliable debit card with no charges, and the best resolution experience. With an OPay account, you have full control of your finances, payments, and transactions with ease, all on one platform! Yes, OPay is your one-stop payment services platform and more.
Our Services
Fund your Account, Make Transfers, Pay Bills
Transfer to other Nigerian bank accounts for free*. Enjoy bonuses on airtime & data, and pay bills at no extra charge.
*Free transfer limits and other restrictions may apply. Please refer to the OPay App for the latest applicable terms.
OPay Debit Cards, Your Passport to the World of Payments
Get your OPay Debit Card instantly at select OPay agent stores or apply via the OPay app. Enjoy secure, fast payments with zero card maintenance fees for active cards! The OPay Debit Card is accepted at all ATM, POS, or online payment platforms in Nigeria.
OWealth
With OWealth, you can get amazing daily interest on your funds while having full access and control of the money. Make transactions at any time without affecting your interest! Powered by OPAY MICROFINANCE BANK LIMITED.
Here is what
our customers think Here is what our customers think
Your Security and Privacy are our priority
Advanced Fraud Protection
Your data is safely stored and encrypted using industry-standard technology. We scan our systems daily to protect against security threats.
Secure Transactions
We are fully PCI DSS compliant. Your transactions are always encrypted and secure.
Instant Account Locking
Quickly dial *955*131# or *955*132# to lock your account or card if your phone is stolen or misplaced.
Customer Satisfaction, Our Priority
We are here to provide 24/7 quick customer service. Visit our in-app customer service center or physical customer service center, send us a message via official social media, or call us via the hotline below:
0700 8888 328 OR 020 18888 328 (App & Card queries)
0700 8888 329 OR 020 18888 329 (POS Business queries)
