Get a FREE POS terminal and enjoy low fees on all your transactions.
Trusted and Reliable ServiceOPay is a CBN licensed mobile money platform. We offer low fees and a hassle-free way to carry out an array of services for your customers.
Instant Transaction SettlementReceive funds into your wallet instantly and offer transfer services to your customers in real-time. No waiting for end-of-day reconciliation.
Business Intelligence and Growth InsightsAs your partner, your growth is our growth. We offer a powerful dashboard to view all your business transactions and helps you understand your business better.
Airtime / DataGet discounts and vouchers for airtime purchase on the OPay app. Pay Less for More with ease on OPay!
TV subscriptionsEarn more money on commission when you help your customers pay for their TV subscriptions. Zero Fees!
Fast & Secure TransfersWith your OPay account, you can send and receive money in real-time from any bank for as low as 10 Naira.
SavingsMake your money work for you! Earn up to 15% per annum interest when you save in any of our savings products.
ElectricityOffer people an easier way to pay their electricity bills on the OPay app. Easy payment, more money.
Deposit / WithdrawBecome a bank for your neighbourhood. OPay empowers you to offer deposit and withdrawal services to all customers.
Free POS for your business
Reduce the burden of your customer visiting the bank to get cash. Become the available stop for fast cash in your area with a device that serves all purposes right from making withdrawals, to offering all merchant business services (Transfers, Paybills, Savings etc.)
One App to do everything!
Our one stop mobile application provides you with all the services that you can offer and more. Our new app is solely built with our merchants in mind and provides solutions to help you carry out financial services nationwide.
We understand the importance of support to your business and the efficiency it brings to your business, which is why we have profiled and trained customer support representatives available 24/7 for every transaction issue you experience.